Swadesh Money 1.6.1

Swadesh offers a seamless way to open a zero-balance U.S. bank account in just 3 minutes using only your passport and visa. With the added benefit of secure cross-border transfers, this service provides a convenient option for those looking for efficient and secure U.S. banking solutions.

Account deposits are insured for up to $250,000 and maintained in partnership with Evolve Bank & Trust, ensuring peace of mind for customers.

It's important to note that Swadesh is a financial technology company and not a bank. Banking services are facilitated by SolidFi in collaboration with Evolve Bank and Trust, N.A; Members FDIC

Reasons to consider Swadesh:

• Quick Account Setup: Say farewell to paperwork with a fully digital onboarding process that streamlines the account creation process, providing access to a feature-rich zero-balance U.S. bank account in mere minutes.
• Instant Virtual Card: Upon opening your U.S. bank account, you'll instantly receive a Swadesh/VISA virtual debit card, allowing for immediate online and contactless payments at participating U.S. retailers. This virtual card can even be utilized for online purchases before arriving in the U.S., making transactions efficient and seamless.
• Custom Physical Debit Cards: Personalize your banking experience with Swadesh by selecting from five gemstone colors when ordering your premium Swadesh/VISA debit card. Expect free shipping to your U.S. mailing address within 3-5 business days.
• No Monthly Fees: Enjoy the freedom of banking with no minimum balance requirements or monthly maintenance fees. Additionally, benefit from waived ATM withdrawal fees at over 37,000 in-network ATMs across the United States.
• Competitive Wire Transfer Fees: Save on wire transfer costs with our competitive fees, significantly lower than those offered by major banks. For instance, while traditional banks can charge anywhere from $15-$35 for domestic wires, our charges stand at only $1 for incoming domestic wires and $5 for outgoing domestic wires.
• Enhanced Security: Bank confidently with military-grade 256-bit encryption, mPIN/biometric-enabled login access, and comprehensive card controls through the Swadesh app. The platform also integrates a robust fraud detection system to monitor transactions effectively and ensure secure banking.
• Bespoke Support: Reach out to our dedicated support team 24/7 via email at help@swadesh.co or contact us directly on WhatsApp at: +1 (917) 813-0082 (U.S.)

Additional Benefits:

• Swadesh Club: Expand your network within the United States with exclusive access to Swadesh Club, a community tailored for Indian students and early-career professionals in the U.S., offering mentorship on academic, career, and life matters.
• Ongoing Developments: Stay tuned as Swadesh continues to introduce innovative features aimed at enhancing your banking experience, such as debit cards with credit scoring capabilities, new Indian-inspired card designs, increased card limits, automatic bill payments, and much more.